Charlotte Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

Apply Online Questions?
Bernie Rebollar

Bernie Rebollar

Mortgage Loan Originator

980-349-5626
NMLS #822617

Which Home Loan is Right for You?

3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.

Conventional Home Loans Charlotte

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Charlotte

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Charlotte

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

Your Fall Home Checklist September 23, 2022

Your Fall Home Checklist

The cool months are just around the corner, so make sure your house is ready for them. At a time of year when homeowners prepare for winter, autumn can also be a great time to take advantage of the moderate weather and repair any damaged areas before the first frost. The following tips will keep […]

Be Proactive For A Stressless Holiday Season September 16, 2022

Be Proactive For A Stressless Holiday Season

The holidays are full of high-stress moments, no matter how much you love them or how much you don’t. Starting some of your holiday planning early can set you up for a season of joy, rather than spending too much, worrying too much, or doing too much. Here are 5 ways to relieve yourself from […]

Warm Fall Fragrances For Your Home September 9, 2022

Warm Fall Fragrances For Your Home

As it begins to cool down, incorporate these seasonal fragrances into your home for a boost of warmth and festive spirit. Pumpkin spice, baked apples, and warm cinnamon will all enhance the cozy, comforting feeling of fall. You can make your home smell like fall with essential oils, real fruits, and whole spices instead of […]

Why You Should Always Buy A Home With An Agent September 2, 2022

Why You Should Always Buy A Home With An Agent

When it comes time to buy a home, working with a real estate agent can make a huge difference. It is easy to browse the internet for your next home, but working with an agent can make a huge difference when it comes time to actually purchase a home. Buyer’s agents will assist you in […]

X
Contact Bernie Rebollar

Bernie Rebollar - Mortgage Loan Originator

NMLS# 822617

980-349-5626

3540 Torringdon Way Ste 251 Charlotte, NC 28277

Get Directions